![]() However, if $1,056 per month is a bit out of your range (perfectly understandable for single earners), the Capital One VentureOne card still provides great rewards. Rewards value for $12,667 annual spend ($1,056 per month) Capital One VentureOne Card While that’s not pocket change, it’s a pretty manageable amount for most families who intend to put all their spending on one card. You only need to spend $12,667 per year ($1,056 per month) for the rewards earnings on the Venture Card (minus its annual fee) to outweigh the earnings on the VentureOne card. Our math in the table below shows it doesn’t take an exceptional amount of spending to see the advantage of the Capital One Venture Card. As long as you spend at least $12,667 each year (more on that below), the fee is worth it. ![]() Of course, the Venture Card’s impressive rewards come with a price – an annual fee of $95. The VentureOne still garners a good number of rewards for more modest spenders.įor those who absolutely must have the Venture Card after hearing about its hefty sign-up bonus but don’t know how to reach $4,000, consider using your card on big bills such as car insurance, utilities or the like. In that case, the VentureOne Card’s sign-up bonus of 20,000 miles after you spend $500 in the first three months is still impressive for a card with no annual fee. However, if you don’t consider yourself a big spender that $4,000 spend goal may be difficult to achieve. If you spend $4,000 within the first three months, you’ll earn a 75,000-mile bonus, which amounts to $750 in rewards. The Venture Card’s sign-up bonus is much larger than the VentureOne’s, making it the clear choice for value in the first year – even considering the $95 annual fee. That’s nothing to scoff at when compared with other rewards cards that tend to bring in 1 mile per dollar, but it’s still lower than the Venture Card’s attractive 2 miles. On the other hand, the VentureOne brings in 1.25 miles per dollar on general purchases. Both cards earn 5 miles per dollar spent on hotels and rental cards booked through Capital One Travel, but their key difference is that the Venture Card earns an unlimited 2 miles per dollar on all other purchases. When it comes down to it, the Capital One Venture Card is simply a higher-earning rewards card than the Capital One VentureOne.
0 Comments
Leave a Reply.AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |